Liability Auto Insurance


Compare Auto Insurance

Save on liability auto insurance coverage
Enter your zip code for free online rates. Save today!

How to Get Cheap Auto Liability Insurance

If you have a car and you want to be able to drive it legally on US roads, you need to carry insurance. Each state has its own insurance requirements, and they all require drivers to carry a certain amount of liability insurance. This is coverage that will pay for expenses incurred by other drivers if you are in an accident where you are at fault.

Remember, your liability coverage will not pay for any of your own expenses, and if you want to make sure that your costs are also taken care of, you should look into getting full coverage auto insurance. If you only want to have liability for now, here are some ways you can get cheap auto liability insurance:

cheap auto liability insurance

  • Don’t Drink and Drive – Obviously, this is just common sense, but it is surprising how many people still drink and drive. If you have a DUI conviction on your driving record, you are going to have a tough time getting a good deal on your auto insurance. Staying sober behind the wheel will give you a better chance of getting cheap liability insurance.
  • Be a Safe Driver – The longer you have a clean driving record with no infractions whatsoever, the more money you can save on car insurance. Most insurers offer safe driver discounts, and for every year that your record stays clean your rates continue to go down.
  • Learn How to Drive – You may think you are a good driver, but there are always things you can learn to make you a better driver. Many insurers will offer discounts to people who have taken driver training courses. You don’t have to be in high school to take these courses, and you can find out where they are being held by inquiring at your local department of motor vehicles.
  • Military Discounts – Members of the military, both current and retired, can enjoy discounts that will help them to get cheap auto liability insurance. This is just the insurance companies’ way of saying “thank you” for everything you have done for your country.
  • Join Organizations and Associations – You can get cheap auto liability insurance by belonging to certain organizations or associations, such as AAA and AARP. Don’t forget to ask about these discounts when shopping around for the best deals on your liability insurance.

Shopping Around Gets You the Best Deals

In order to get cheap auto liability insurance, you need to shop around and get quotes from insurance agencies. This isn’t really as much work as it sounds like, especially when you let us do most of the work for you. Give us your zip code, and we will use it to get quotes from many of the insurers in your area, as well as from the national insurers. You can use the information you get from the quotes to choose the best insurance company, the one that is going to be able to give you cheap auto liability insurance, as well as great deals on other coverage if you should decide you want it.